Merchant services
Lower your card processing fees.
Free statement review: we’ll show you exactly what you’d save. Honest pricing, no contract*, and a real person on the phone.
- No contract*
- No annual, PCI or batch fees
- Up to $295 toward your switch
* No contract for card processing. The 1-year term applies only if you choose the lower funding rate.
Authorized partner of North
Real example · Wellness club
Saving ~$15,700 a year
Savings proof
Real numbers from a real business
A wellness club processing about $139,000 a month in card sales sent us their statement. Here’s what we found.
Before: their old processor
$5,184/mo
3.73% effective rate
After: with Davrypay
~$3,878/mo
~2.79% effective rate
Based on one month of the merchant’s actual statement. Savings depend on your card mix and volume. Your free review shows your own numbers.
Why Davrypay
Simple, honest processing
Transparent Interchange Plus
You pay the card networks’ actual cost plus one small, fixed markup. No mystery “non-qualified” surcharges.
No contract, ever*
Month to month. No early termination fee, so you stay because it’s working.
No junk fees
No annual fee, no PCI fee, no batch fee. One simple monthly account fee.
We help you switch
Stuck with an early termination fee? We help cover your current processor’s ETF, up to $295.
Fast funding
Your sales are deposited into your business bank account quickly, so cash flow stays healthy.
Free or low-cost terminals
Modern Payanywhere smart terminals, free placement or a low monthly price.
Take every kind of payment
Tap, chip, swipe, Apple Pay and Google Pay, online, and keyed-in phone orders.
Local, personal service
You get a real person who answers the phone, not a call center queue.
* No contract for card processing. The 1-year term applies only if you choose the lower funding rate.
Processing powered by North, one of the largest payment processors in the United States (North American Bancard). Big-processor reliability and security, with a local partner who knows your business.
How Interchange Plus works
You see exactly what every card costs
Every card sale has a cost set by Visa, Mastercard, Discover, Amex and the card-issuing bank. Many processors hide that cost inside flat or “tiered” rates and add a big markup on top.
We pass the card-network cost through at cost, with no markup, and add one small fixed markup you can see on every statement. When your costs are clear, your savings are real.
What you get
Everything you need to get paid
Online merchant portal
Log in anytime to see every sale, your deposits and your monthly statements.
Virtual terminal
Charge a card online or over the phone from any computer, with no extra hardware.
Invoices & payment links
Text or email a secure payment link and get paid faster.
Smart terminals & POS
Countertop and handheld smart terminals, or a full point-of-sale for restaurants and retail.
Already a Davrypay merchant? Open your Merchant Login to charge cards with the free virtual terminal and see deposits and statements. Questions? Call Baruch at 646-267-5184.
Free statement review
See what you’d save. It’s free.
Send us a recent processing statement and a few details. We’ll compare it line by line and show you exactly what you’d pay with us, with no pressure and no obligation.
- 1Fill out the form and attach your statement.
- 2We review every fee, usually within one business day.
- 3You get a clear side-by-side savings quote.
Ready to switch?
Get your custom rate in about a minute. Baruch reviews your details and emails your personalized application link, and we’ll help set up your terminal and move you over from your current processor.